Gen-next cards to replace ATM pins with fingerprints

April 20, 2017

Washington, Apr 20: Forgot your ATM pin? A next- generation biometric card that lets you authenticate your payments with your fingerprints could soon come to your aid.

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US-based company Mastercard today unveiled the new biometric card that combines chip technology with fingerprints to conveniently and safely verify the cardholder's identity for in-store purchases. The technology was recently tested in South Africa in two separate trials.

The card builds on fingerprint scanning technology used for mobile payments today and can be employed at EMV terminals worldwide.

"Consumers are increasingly experiencing the convenience and security of biometrics," said Ajay Bhalla, President of enterprise risk and security at Mastercard. "Whether unlocking a smartphone or shopping online, the fingerprint is helping to deliver additional convenience and security," said Bhalla, an Indian-origin senior executive of the company.

"It's not something that can be taken or replicated and will help our cardholders get on with their lives knowing their payments are protected," he said.

A cardholder enrolls their card by simply registering with their financial institution. Upon registration, their fingerprint is converted into an encrypted digital template that is stored on the card. The card is now ready to be used at any EMV card terminal globally.

When shopping and paying in-store, the biometric card works like any other chip card. The cardholder dips the card into a retailer's terminal while placing their finger on the embedded sensor.

The fingerprint is verified against the template and - if the biometrics match - the cardholder is successfully authenticated and the transaction can then be approved with the card never leaving the consumer's hand.

Authenticating a payment transaction biometrically – in this instance via a fingerprint – confirms that the person using the card is the genuine cardholder.

The card works with existing EMV card terminal infrastructure and does not require any new hardware or software upgrades.

It can detect and prevent fraud, increase approval rates and reduce operational costs.

The recent South African trials tested the potential ways convenience and security could contribute to the checkout process.

Over the next few months, additional trials will be conducted with the biometric card. A full roll out is expected later this year, the company said. Additional trials are being planned in Europe and Asia Pacific in the coming months.

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News Network
April 5,2024

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Bengaluru: A striking feature in the candidates list for the April 26 Lok Sabha elections in Karnataka is the presence of members of Janata Dal (Secular)'s first family.

Former Prime Minister and JD(S) patriarch H D Deve Gowda's son H D Kumaraswamy, son-in-law C N Manjunath and grandson Prajwal Revanna are all in the fray.

While state JD(S) chief and former Chief Minister H D Kumararaswamy is contesting from Mandya, Prajwal Revanna is seeking reelection from Hassan.

However, Manjunath, an eminent cardiologist, is contesting from Bangalore Rural on a BJP ticket, as per the arrangement between the alliance partners.

With the entry of cardiologist Manjunath into the poll arena, at least nine members of Gowda's immediate family are or have been in electoral politics.

Gowda is a Member of Rajya Sabha from Karnataka, while Kumaraswamy is an MLA from Channapatna, which comes under the Bangalore Rural Lok Sabha constituency.

Kumaraswamy's wife Anitha had represented Ramanagara as MLA in the previous assembly, and Nikhil, who is the JD(S) youth wing leader, had unsuccessfully contested the 2019 Lok Sabha polls from Mandya and 2023 assembly polls from Ramanagara.

Gowda's elder son and former Minister H D Revanna -- father of Prajwal -- is MLA from Holenarsipura, his wife Bhavani Revanna was a member of the Hassan Zilla Panchayat. Their other son, Suraj, is an MLC.

The Gowda family currently has its representation in all the four major houses of public representatives- Lok Sabha, Rajya Sabha, Legislative Assembly and Legislative Council.

This will be for the second consecutive time in the Lok Sabha elections, when three members from Gowda's family are in the fray from constituencies of the old-Mysore region (south Karnataka), which is considered to be the party's stronghold, because of the dominance of the Vokkaliga community here, to which they belong to.

Gowda (Tumkur), Prajwal Revanna (Hassan), and Kumaraswamy's son Nikhil (Mandya) had contested the Lok Sabha poll in 2019, but only Revanna emerged victorious. In fact, he was among the only two candidates from the then ruling Congress-JD(S) alliance, who won; the other being D K Suresh of Congress from Bangalore Rural.

As part of the seat-sharing deal in this Lok Sabha polls in Karnataka, the BJP would contest in 25 constituencies and the JD(S) in the remaining three -- Mandya, Hassan and Kolar. JD(S) has fielded M Mallesh Babu from Kolar.

In the 2023 assembly polls, three members of the Gowda family had contested - Kumaraswamy (Channapatna), H D Revanna (Holenarasipur), and Nikhil Kumaraswamy (Ramanagara). In the 2018 assembly polls, both Kumaraswamy and Revanna had won.

Kumaraswamy, who had then won from two seats - Ramanagara and Channapatna - vacated Ramanagara, which his wife Anita Kumaraswamy subsequently won in the bypolls.

According to some political observers, the perception in some quarters about JD(S) being too family-centric is one of its major drawbacks.

James Manor, University of London professor, who has been a keen observer of Karnataka's politics, during a webinar ahead of assembly polls last year had said, family-centred politics is causing discontent and leading to desertion. 'JD(S) suffers from over-centralisation and dictatorial leadership.'

However, Kumaraswamy has time and again defended family members contesting polls stating that , '....our family members will contest where we don't have a capable candidate, to protect the interest of our party and its workers.'

However, the JD(S)'s dynastic party image has always been used by its political opponents to target it.

Karnataka Deputy Chief Minister and state Congress president D K Shivakumar, had a dig at Gowda for fielding his son, grandson, and son-in-law, and asked 'Were there no other candidates (in JD(S))?'

'None of them is going to win...JD(S) is a party that has lost strength. If it is really strong, why did they make their son-in-law contest on a BJP ticket?' he said.

Some political analysts held the view that JD(S)' inability to grow beyond the Vokkaliga dominated old-Mysore region -- other than certain select pockets of north Karnataka -- is seen as among its other key drawbacks.

Speculations are already rife in JD(S) circles that Nikhil is most likely to be the party candidate from Channaptna assembly segment, in case Kumaraswamy wins in Mandya.

Ahead of assembly polls last year, differences in the Gowda family had come out in the open with H D Revanna's wife Bhavani wanting to contest from Hassan, but Kumaraswamy had opposed it and finally gave the ticket. 

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April 10,2024

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Bengaluru: The results of the first examination for the 2nd Pre-University (PU) students were out Wednesday, registering an increase of six percentage points.

The results will be announced in colleges at around 3 pm today. Results were made available online at 11 am. Students can visit www.karresults.nic.in to check their scores.

A total of 6. 81 lakh candidates appeared for the examination and 5.52 lakh students passed. The overall pass percentage is 81.15 %. 305212 girls and 247478 boys passed the exam. The pass percentages of girls and boys are 84.87% and 76.98% respectively.

Medha D of NMKRV PU College, Bengaluru, emerged as the topper in the Arts stream by scoring 596 for 600.

In the Commerce stream, Gnanavi M from Vidyanidhi Independent PU College, Tumkur, topped the list by scoring 597 out of 600. In Science, the topper is A Vidyalakshmi of Vidyanikethan Science PU College, Hubballi, with 598.

Karnataka School Examination and Assessment Board chairperson N Manjushree said the second exam will be held between April 29 and May 16. Students can apply for revaluation, she specified.

The Karnataka 12th examination was conducted from March 1, 2024, to March 22, 2024, at various exam centres in the state. 

According to officials, around 7 lakh students have appeared for Karnataka Class 12 board examination this year.

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April 13,2024

Mangaluru, Apr 13: Prime Minister Narendra Modi is all set to campaign for the upcoming and much awaited Lok Sabha election in coastal Karnataka by holding a mega roadshow in Mangaluru. 

Meanwhile, the organisers have announced a slight delay in the commencement of Modi's scheduled roadshow on April 14 in Mangaluru.

Addressing the media BJP principal secretary and Karnataka MLA V Sunil Kumar said: Originally the roadshow was scheduled to begin at 5 pm., but it will start at 7:30 pm."

As planned, the Roadshow will kick off from Narayan Guru Circle, where Prime Minister Modi will pay floral tribute to Sri Narayan Guru idol. From there, the Roadshow will proceed and conclude at Navabharat Circle. 

Mr Kumar urged people traveling to Mangaluru to see Mr Modi's visit by 7 p.m. and stand behind the barricades. The roadshow is estimated to conclude at 8:30 pm.

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