Children killed in airstrike on Khan Yunis as Israel mulls occupation of Gaza City

When in urgent need of funds, securing a personal loan quickly and smoothly can be a lifesaver. If you have a good CIBIL score, then you can secure a better offer and faster approval. Once approved, you can use the loan amount to cover everything from medical bills to education or home repair costs.

Digital lending has made waiting weeks for approval a thing of the past. Applying for personal loan on the OneScore App is one such option that gets you personalized loan offers with minimal paperwork and simple eligibility checks. 

Why Your CIBIL Score Matters for Personal Loans

A CIBIL score, issued by TransUnion CIBIL, is India’s most widely used credit score model. It reflects your credit health based on your borrowing and repayment history. Lenders use it to assess your eligibility for personal loans.

A score above 750 signals strong creditworthiness and boosts your chances of quick approval. It also helps you secure lower interest rates. Lenders see high scores as a mark of a low-risk borrower and may offer better terms.

Moreover, a good score increases your loan amount eligibility and opportunity to get a longer repayment tenure. This way, you could borrow more and repay over a longer period. On the other hand, a low score may lead to rejections or stricter terms like higher rates and smaller loan amounts.

Build a Strong Credit Profile with OneScore

Before applying for a personal loan, having a healthy CIBIL score is essential. OneScore helps you monitor and manage your credit all in one place, so you can confidently approach lenders and unlock better loan offers. 
●    You can check your CIBIL score anytime for free and stay updated on your credit health. Regular monitoring helps you spot changes early and avoid surprises when applying.
●    It also helps detect and report any fraudulent or incorrect loan accounts. Fixing these errors enables you to maintain a strong credit profile.
●    Based on your credit behaviour, you can receive tips on how to improve your CIBIL score over time. These suggestions help you build a healthy credit profile. 

How OneScore Simplifies Personal Loan Applications 

On one hand, OneScore helps you build and maintain a strong CIBIL score. On the other hand, you can use it to unlock personalised and instant loan offers. Here’s how OneScore’s Personal Loan facility simplifies the process:

●    Tailored Loan Offers
Get loan options curated specifically for you, based on your CIBIL score and other details. This helps you avoid any unnecessary delays and improves your chances of approval.

●    Fast Eligibility Check
Quickly check your CIBIL score and assess your loan eligibility in seconds. It doesn’t impact your score, require a formal application or change hefty fees. 

●    Minimal Paperwork
Complete your loan application with basic documentation. The process is 100% digital, saving you time and eliminating hassles.

●    Instant Loan Access
Once you are approved for financing, you can enjoy instant loan disbursal to meet urgent financial needs.

●    Track Applications in Real Time
Keep tabs on your loan status directly through the app. From application to approval and disbursal, there is no need for follow-ups on phone calls.

●    Safety Without Spam
Your data stays safe and secure and there are no ads, which means you can focus on what is truly important - your creditworthiness and finances. 

●    Competitive Interest Rates
When your CIBIL score is strong, you can unlock better deals. Get loans with interest rates starting at just 12.5% on the app. 

Easy Steps to Apply for a Loan Using OneScore

Just follow these simple steps to check your CIBIL score and explore personalised offers through OneScore’s Personal Loan. 

1.    Get the OneScore App
Get the OneScore app from the Play Store or App Store. Sign up using your mobile number, then enter basic details like your name, email, and date of birth. You will also need to share your PAN details. Your personal details are secure and only used to help fetch your CIBIL score.

2.    See and Boost Your CIBIL Score
Once your account is ready, OneScore shows your CIBIL score. This score impacts your loan eligibility and interest rates. If it needs improvement, OneScore offers helpful tips to boost it.

3.    Check Personal Loan Offers
Go to the Personal Loan section in the app to see personalised loan offers based on your CIBIL score. You will be eligible for them once your score reaches 730. Review the approved loan amount and click ‘Accept and Continue’ to proceed.

4.    Choose The Terms
Pick from EMI options based on loan amount, tenure, and interest rate. When you find terms you like, tap ‘Proceed’ and review your selection.

5.    Finish the KYC Process
Verify your identity by linking your DigiLocker account to confirm your Aadhaar details. Don’t have DigiLocker? The app guides you to create one easily.

6.    Confirm Account Information
Confirm your bank details with a small ₹1 deposit, which will be refunded to you. This step completes your KYC and ensures your loan is linked to the correct account.

7.    Create a Mandate for Repayment
Enable auto-debit from the same bank account. This keeps your EMIs on track without any hassle.

8.    Receive Your Loan Amount
Review all terms and conditions carefully on the final screen. Once confirmed, your loan amount is disbursed directly to your bank account. This usually takes around 24 hours.

Using OneScore, you can check your CIBIL score for free anytime. Once you have a good score, the app allows you to secure loans up to ₹5 lakhs at competitive rates. 

OneScore also helps you detect and report fraudulent loan accounts that could hurt your credit. Clearing these errors is key to maintaining a strong credit profile. Moreover, you can manage your loans, calculate EMIs, and set reminders all in one app.

Tehran, June 20: In a fresh wave of Operation True Promise III, Iranian armed forces on Friday launched a barrage of missiles and drones at military targets in the south and north of occupied territories.

The spokesperson for the operation, in a statement, said the 17th phase saw the Iranian armed forces fire missiles and drones at Israeli military sites and industries command and control centers as well as the spying hubs.

The statement further noted that long-range and super-heavy missiles as well as combat and suicide drones were used in this phase of the retaliatory operation.

The spokesperson said the world must "await for our surprises," adding that the sacred defense with the support of the Iranian people will end with victory.

Despite the sweeping censorship on publication of images related to Iran's retaliatory operations, some videos were shared online showing plumes of smoke billowing up in the air at the Haifa port after one of the missiles made a direct impact there.

The port city is wearing a deserted look amid the downpour of Iranian missiles, which have been evading multiple layers of Israeli defense systems to hit the intended targets.
The barrage of Iranian long-range missiles, some of them being used for the first time, also hit military targets in other parts of the occupied territories on Friday.

On Friday, in the skies of the northern occupied Palestine, a Shahid-136 drone was also spotted making a flight quietly without being intercepted.

The headquarters of the Zionist propaganda outlet, Channel 14, was also successfully targeted on Friday after the prior evacuation warning issued by the IRGC.

In the fifteen phases of the operation so far, Iranian armed forces – led by the Islamic Revolution Guards Corps (IRGC) – have successfully targeted and decimated sensitive and strategic Israeli military and intelligence facilities in the occupied Palestinian territories. 

Military experts say the missile and drone strikes have further exposed the ineffectiveness of the Israeli regime’s air defense systems, forcing illegal settlers and regime officials to flee their homes and seek shelter underground.

On Friday, Iran's foreign minister will be holding talks with his European counterparts in Geneva to discuss the Israeli regime's aggression against the Islamic Republic.

He has ruled out diplomatic talks as long as the US-backed aggression continues.

Tehran, June 18: Leader of the Islamic Revolution, Ayatollah Seyyed Ali Khamenei, in a message on Wednesday, said the Iranian nation will “firmly stand against” an imposed war.

In a televised message, amid the continued Israeli aggression against the Islamic Republic of Iran, Ayatollah Khamenei said the Iranian nation will never surrender to “any form of imposition.”

In the wake of continued Israeli aggression against the Islamic Republic, the Leader of the Islamic Revolution commended the Iranian people for their “composed, courageous, and timely” conduct.

He said the brave response of people reflected the nation’s growing maturity, as well as its spiritual and intellectual strength.

“The Iranian nation will firmly stand against an imposed war, just as it will resolutely resist an imposed peace,” he said in a televised message.

“This is a nation that will never surrender to any form of imposition.”

Referring to the recent war-mongering rhetoric of US President Donald Trump, Ayatollah Khamenei warned against any American military intervention.

“Those with wisdom, who truly understand Iran, its people, and its long history, never speak to this nation with the language of threats. Iran will not yield,” he asserted.

“The Americans must understand—any US military incursion will undoubtedly lead to irreversible consequences.”

Leader's latest message came as the Israeli-imposed war against the Iranian nation entered its sixth day on Wednesday. The unprovoked war was launched on Friday. leading to the assassination of many senior-ranking military commanders, nuclear scientists and civilians.

The wanton aggression has only continued and escalated in the past five days.

Iranian retaliatory operation, dubbed 'True Promise III', was launched on Friday evening, targeting numerous strategic and sensitive military intelligence targets of the Israeli regime.

The eleven phases of the operation have caused heavy blows to the regime, and instilled a sense of fear among settlers who have been hiding in underground tunnels.

On Tuesday, Trump again resorted to saber-rattling against Iran, accusing it of pursuing nuclear weapons. Iranian officials maintain that the country is not in the race for nuclear arms but stands ready to defend the territorial integrity and sovereignty of the Islamic Republic.