Dozens killed after Israel attacks displaced Gazans with US-provided 2,000-pound bombs

When in urgent need of funds, securing a personal loan quickly and smoothly can be a lifesaver. If you have a good CIBIL score, then you can secure a better offer and faster approval. Once approved, you can use the loan amount to cover everything from medical bills to education or home repair costs.

Digital lending has made waiting weeks for approval a thing of the past. Applying for personal loan on the OneScore App is one such option that gets you personalized loan offers with minimal paperwork and simple eligibility checks. 

Why Your CIBIL Score Matters for Personal Loans

A CIBIL score, issued by TransUnion CIBIL, is India’s most widely used credit score model. It reflects your credit health based on your borrowing and repayment history. Lenders use it to assess your eligibility for personal loans.

A score above 750 signals strong creditworthiness and boosts your chances of quick approval. It also helps you secure lower interest rates. Lenders see high scores as a mark of a low-risk borrower and may offer better terms.

Moreover, a good score increases your loan amount eligibility and opportunity to get a longer repayment tenure. This way, you could borrow more and repay over a longer period. On the other hand, a low score may lead to rejections or stricter terms like higher rates and smaller loan amounts.

Build a Strong Credit Profile with OneScore

Before applying for a personal loan, having a healthy CIBIL score is essential. OneScore helps you monitor and manage your credit all in one place, so you can confidently approach lenders and unlock better loan offers. 
●    You can check your CIBIL score anytime for free and stay updated on your credit health. Regular monitoring helps you spot changes early and avoid surprises when applying.
●    It also helps detect and report any fraudulent or incorrect loan accounts. Fixing these errors enables you to maintain a strong credit profile.
●    Based on your credit behaviour, you can receive tips on how to improve your CIBIL score over time. These suggestions help you build a healthy credit profile. 

How OneScore Simplifies Personal Loan Applications 

On one hand, OneScore helps you build and maintain a strong CIBIL score. On the other hand, you can use it to unlock personalised and instant loan offers. Here’s how OneScore’s Personal Loan facility simplifies the process:

●    Tailored Loan Offers
Get loan options curated specifically for you, based on your CIBIL score and other details. This helps you avoid any unnecessary delays and improves your chances of approval.

●    Fast Eligibility Check
Quickly check your CIBIL score and assess your loan eligibility in seconds. It doesn’t impact your score, require a formal application or change hefty fees. 

●    Minimal Paperwork
Complete your loan application with basic documentation. The process is 100% digital, saving you time and eliminating hassles.

●    Instant Loan Access
Once you are approved for financing, you can enjoy instant loan disbursal to meet urgent financial needs.

●    Track Applications in Real Time
Keep tabs on your loan status directly through the app. From application to approval and disbursal, there is no need for follow-ups on phone calls.

●    Safety Without Spam
Your data stays safe and secure and there are no ads, which means you can focus on what is truly important - your creditworthiness and finances. 

●    Competitive Interest Rates
When your CIBIL score is strong, you can unlock better deals. Get loans with interest rates starting at just 12.5% on the app. 

Easy Steps to Apply for a Loan Using OneScore

Just follow these simple steps to check your CIBIL score and explore personalised offers through OneScore’s Personal Loan. 

1.    Get the OneScore App
Get the OneScore app from the Play Store or App Store. Sign up using your mobile number, then enter basic details like your name, email, and date of birth. You will also need to share your PAN details. Your personal details are secure and only used to help fetch your CIBIL score.

2.    See and Boost Your CIBIL Score
Once your account is ready, OneScore shows your CIBIL score. This score impacts your loan eligibility and interest rates. If it needs improvement, OneScore offers helpful tips to boost it.

3.    Check Personal Loan Offers
Go to the Personal Loan section in the app to see personalised loan offers based on your CIBIL score. You will be eligible for them once your score reaches 730. Review the approved loan amount and click ‘Accept and Continue’ to proceed.

4.    Choose The Terms
Pick from EMI options based on loan amount, tenure, and interest rate. When you find terms you like, tap ‘Proceed’ and review your selection.

5.    Finish the KYC Process
Verify your identity by linking your DigiLocker account to confirm your Aadhaar details. Don’t have DigiLocker? The app guides you to create one easily.

6.    Confirm Account Information
Confirm your bank details with a small ₹1 deposit, which will be refunded to you. This step completes your KYC and ensures your loan is linked to the correct account.

7.    Create a Mandate for Repayment
Enable auto-debit from the same bank account. This keeps your EMIs on track without any hassle.

8.    Receive Your Loan Amount
Review all terms and conditions carefully on the final screen. Once confirmed, your loan amount is disbursed directly to your bank account. This usually takes around 24 hours.

Using OneScore, you can check your CIBIL score for free anytime. Once you have a good score, the app allows you to secure loans up to ₹5 lakhs at competitive rates. 

OneScore also helps you detect and report fraudulent loan accounts that could hurt your credit. Clearing these errors is key to maintaining a strong credit profile. Moreover, you can manage your loans, calculate EMIs, and set reminders all in one app.

Vienna, June 14: The International Atomic Energy Agency (IAEA) has confirmed internal radiological and chemical contamination at Iran’s Natanz nuclear facility following Israeli airstrikes. However, radiation levels outside the site remain within safe limits, posing no immediate threat to the public or environment.

IAEA Director General Rafael Grossi briefed the United Nations Security Council (UNSC) on Friday, stating that the Israeli strikes had significantly damaged the above-ground sections of the Pilot Fuel Enrichment Plant at Natanz, where uranium was being enriched to 60% U-235.

“Due to the impacts, there is radiological and chemical contamination inside the facilities. The primary radiation type detected is alpha particles, which are manageable with proper protection,” Grossi said.

Grossi noted that the electrical infrastructure, including both main and emergency power systems, had been destroyed. While no visible damage was observed in the underground cascade hall, the loss of power could have compromised the centrifuges stored there.

“There is no indication of a direct physical strike on the underground hall, but the power outage may have affected the centrifuges' operation,” he added.

According to the IAEA, Iran has confirmed that only the Natanz site was hit in the strikes. However, Iranian authorities also reported attacks near other nuclear facilities, including the Fordow Fuel Enrichment Plant and the Esfahan complex — which houses a uranium conversion facility, fuel plate and manufacturing plants, and a uranium dioxide (UO₂) powder facility. The agency has yet to assess the full extent of damage at those sites.

“These developments are deeply concerning,” Grossi told the UNSC. “Nuclear facilities must never be targeted — regardless of context — due to the grave risks to people, the environment, and international security. Such attacks undermine nuclear safety, security, and non-proliferation efforts.”

The IAEA’s Incident and Emergency Centre has been in constant contact with Iranian officials since the attacks. A special task force has also been established to monitor the situation and report to the UNSC as needed.

Grossi emphasized the need for de-escalation and said the IAEA is prepared to send nuclear safety and security experts to Iran, in addition to its current inspectors on the ground. He also informed the IAEA Board of Governors of his readiness to travel to the region to personally assess the situation and ensure the safety of agency personnel.

The Ahmedabad AI Flight Crash involving a state-of-the-art Boeing Dreamliner 787-8-a relatively new and technologically advanced aircraft — has once again raised serious concerns about aviation safety, particularly on routes between India and Gulf countries.

While the Dreamliner incident was unexpected, what worries expatriates even more is the routine operation of aging aircraft on Gulf sectors by Indian carriers, especially Air India Express. Many of these planes are reportedly plagued by frequent technical glitches, leading to prolonged delays-often exceeding 24 hours -leaving passengers stranded in foreign airports without proper accommodation, food or timely updates. 

The lack of adequate crisis management has repeatedly resulted in distressing chaos and mental agony for passengers.

Several such incidents have been reported recently, including:

* Air India Express flights from Dammam to Mangaluru,
* Dammam to Bengaluru,
* Dammam to Delhi
* ⁠Riyadh to Mumbai
* ⁠Abudhabi to Mangaluru, and so on. 

These incidents have not only caused widespread inconvenience but also raised serious questions about the airline’s preparedness and accountability.

Taking note of the mounting distress, Riyadh-based social worker and pro-bono lawyer, P.A. Hameed Padubidri, stepped forward to represent affected passengers. In a significant move, a legal notice was served recently by a Saudi lady lawyer, Adv. Faten Al-Ahmari, based on complaints submitted by Hameed Padubidri. The notice addresses the recurring delays, technical shortcomings, and inadequate support mechanisms of Air India Express. 

Hameed Padubidri has also escalated the matter to the Indian Union Minister for Civil Aviation and other concerned authorities.

Given the gravity of the situation, NRIs across the Gulf — especially in Saudi Arabia-are strongly urging the Indian government and airline authorities to end the outdated aircraft operations-especially AirIndia Express-on Gulf routes. They emphasize that passenger safety must take precedence over operational convenience or cost-cutting.

The lives of the NRIs-residing in various gulf countries & Middle East-should not be compromised by the operation of aging, outdated and under-maintained aircraft. 

It is high time that the authorities take this matter seriously and implement systemic reforms to ensure safer, more reliable air travel for the millions of Indian expatriates who continue to contribute significantly to both Indian and Gulf economies.

Hameed Padubidri says: “Every time Air India Express delays in Saudi Arabia, the airline cites technical glitches. Passengers are often boarded, made to sit for hours — sometimes without air conditioning — and then asked to deboard. This causes severe distress.”

“There were even cases where the aircraft taxied on the runway, only to return and park again. This clearly reflects poor aircraft performance and mismanagement.

The aviation authorities and Government of India must urgently act — replace aging aircraft and ensure safer, more reliable service.”