UAE’s Life Protection Plan helps over 5,500 Indian expats

News Network
August 13, 2024

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Launched on March 1, 2024, an insurance scheme for Indian workers in the UAE provides compensation of up to Dh75,000 for families in the event of the employee’s death, whether due to accidents or natural causes.

Over 5,500 workers have already benefited from the new welfare scheme, the Indian Consulate in Dubai said on Tuesday.

Known as the Life Protection Plan (LPP), this policy was introduced to address a gap in employment benefits for the 2.27 million blue-collar workers in the UAE.

Although many companies offer health insurance and compensation for work-related injuries and deaths, there was previously no mandatory coverage for natural deaths.

As a result, families could face financial difficulties, including repatriation costs, if their primary breadwinner passed away.

To tackle this issue, the Indian Consulate arranged a meeting between major UAE companies employing blue-collar workers and two insurance providers.

Recently, these insurance providers, namely, Extra Co Group of Companies and Gargash Insurance, completed formalities – at the Consulate – for workers to subscribe to the scheme.

However, this plan has to be opted by the employers or companies for their employees and is currently not available for individual subscribers.

What do the benefits entail?

The Life Protection Plan for workers offers extensive coverage, including worldwide protection, for employees with a UAE employment visa.

It provides benefits for death from any cause, whether natural or accidental, and includes coverage for permanent total or partial disability due to an accident.

Additionally, the plan covers repatriation expenses up to Dh12,000 per person in the event of death. The coverage is available for individuals aged 18 to 70 years.

How much does the plan cost?

•    Dh72 per year – Dh75,000 compensation
•    Dh50 per year – Dh50,000 compensation
•    Dh37 per year – Dh35,000 compensation

Notably, around 3.5 million Indians live in the UAE, with about 65 per cent employed in blue-collar jobs, according to the Indian Consulate.

In 2022, the mission reported 1,750 deaths in Dubai, with 1,100 being workers. A similar pattern was observed in 2023, with 1,000 worker deaths out of a total of 1,513. Over 90 percent of these deaths were due to natural causes.

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coastaldigest.com news network
September 7,2024

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Mangaluru: The bustling coastal city of Mangaluru is about to get a vibrant makeover with the introduction of food streets in three prime locations, courtesy of the Dakshina Kannada district administration, Mangaluru City Corporation (MCC), and Mangaluru Smart City Limited (MSCL). 

These food streets aim to infuse the city's social and cultural life with new energy, while providing residents and visitors a tantalizing array of culinary delights.

The first food street, soon to be unveiled, is set to light up the area near Mangala Stadium, where around 27 food stalls will offer a range of delicious treats. According to Mayor Sudheer Shetty Kannur, the project will be spearheaded by the MSCL, which has already identified two more locations for additional food streets across the city.

“Stalls will be set up on land belonging to the Department of Youth Empowerment and Sports, right next to Mangala Stadium,” shared the Mayor. Deputy Commissioner Mullai Muhilan MP has instructed MSCL to execute the project via a tender process. Following the completion of civil works, eligible bidders will be allotted food stalls. Other food streets will come up near Mahaveer Circle (Pumpwell) and at Sharbathkatte near Karnataka Polytechnic, bringing the city’s favorite street foods closer to even more neighborhoods.

Pradeep D’Souza, Deputy Director of Youth Empowerment and Sports, confirmed that work has already begun near Mangala Stadium. 

“The MSCL is making swift progress under the guidance of the Deputy Commissioner. The designated land lies between Karavali Utsav Maidan and Mangala Stadium, with permanent shops on one side and the food street to be developed on the other. The area will be equipped with essential amenities, including drinking water, electricity, and proper drainage. Cleanliness and organization will be prioritized, ensuring a welcoming atmosphere that can draw large crowds,” he said. The project is moving quickly, with completion expected in the near future.

Once completed, these food streets will not only enhance Mangaluru's charm but also provide a fresh destination for food lovers to gather, explore, and savour the diverse flavours of the city.

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News Network
September 3,2024

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In response to a surge in dengue cases, the Karnataka government has declared dengue an epidemic, laying out specific responsibilities for the public and government agencies, and empowering officials to take necessary actions.

A recent gazette notification announced the amendment of the Karnataka Epidemic Diseases Regulations, 2020, now titled the Karnataka Epidemic Diseases (Amendment) Regulations, 2024. These updated regulations, effective from August 31, mandate comprehensive measures to prevent mosquito breeding, which is a primary cause of dengue.

The regulations specify that owners, builders, managers, institutions, and occupants of any land, building, household, or public space—such as parks, water tanks, or playgrounds—are responsible for enforcing measures to prevent mosquito breeding. These measures include:

  • Covering water storage containers and tanks.
  • Proper disposal of solid waste to prevent water accumulation.
  • Ensuring that unused tanks, pits, burrows, or buildings under construction do not collect water.

These requirements apply to both private and government-owned properties, as well as semi-government establishments.

Under the amended regulations, the Chief Commissioner of the Bruhat Bengaluru Mahanagara Palike (BBMP) in Bengaluru and the Deputy Commissioners of each district outside BBMP jurisdiction have been designated as the competent authorities to oversee the implementation of these measures. They have the authority to inspect properties, issue notices, and enforce compliance to prevent the spread of dengue.

As part of the enforcement, the authorities have the power to inspect lands, buildings, water tanks, parks, playgrounds, and other areas periodically. If they find any collection of water that could serve as a breeding ground for mosquitoes, they are authorized to issue notices requiring the responsible parties to eliminate the water and destroy the breeding sites. Failure to comply can result in a penalty of up to Rs 2,000. An additional 50% of the initial penalty may be levied for each week of continued non-compliance after a notice has been served.

In a proactive step, the BBMP and the state health department have launched a pilot study, installing 120 ovitraps in Gopalpura to help curb the spread of dengue.

As of September 2, Karnataka has reported a total of 25,408 dengue cases, resulting in 12 deaths.

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News Network
August 28,2024

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Bengaluru, Aug 28: Amid rumours that he may be the new Chief Minister, Karnataka Home Minister and prominent leader from the Dalit community G. Parameshwara said on Wednesday that he is a disciplined soldier of Congress and whenever the party gave him an opportunity he delivered honestly.

The statement comes amid speculation that he may be made the Chief Minister in case of the growing legal troubles of CM Siddaramaiah. The rumours have gained weight after Parameshwara met Rahul Gandhi in Delhi on August 23.

However, Parameshwara refuted the speculation saying, “The question of me becoming the Chief Minister does not arise at all...That question won’t arise and I will not answer any such question,” he stated. When asked about his separate meeting with Rahul Gandhi, he said, “Rahul Gandhi had spoken to me separately and it is true. However, the media can’t speculate about the subject matter. I am also a Congress’ disciplined soldier. Whenever the party gave me an opportunity to work, I did it with full honesty. Rahul Gandhi has spoken to me about the matters of the party. There was no discussion as such.”

Talking about the pending court’s verdict on the prosecution against CM Siddaramaiah on Thursday, he stated, “We are hoping that the court in any way won’t consider the Governor’s decision because no material is there to substantiate. There is nothing to prove CM Siddaramaiah’s involvement such as his signatures, orders, involvement and his name is not there in the registration. When this is the case, the court will observe all this and give its verdict.”

“We will stand with CM Siddaramaiah as the high command has announced. The development can’t be predicted. The high command is of the opinion that once the court's decision comes, the future course of action would be discussed,” he stated.

When asked about the Congress government approaching the Supreme Court against the Governor for sending back 11 bills, Parameshwara stated, “The legal team is verifying on approaching the Supreme Court regarding the sending back of 11 bills by the Governor. We will have to see about that. We will first send the bills back to the Governor with the clarifications he had sought. If he is not satisfied, we will have to approach the President for that matter as well.”

Asked whether the Governor will heed to the demands of the Congress party, Parameshwara stated, “It is a different matter whether the Governor will oblige the demands of the Congress party. There is a need to organise the agitations ... Tomorrow one might state that if the legislators had to meet and brief him about the situation, he would have taken a different call. We want to explore the opportunity as well.”

Answering a question on BJP planning to stage protests at the national level, he said, “If they are planning a national level agitation, then we will also have to organise the protests at the national level. The high command will decide whether the Congress party alone is going to stage the agitation or it will be staged through the INDIA bloc. If BJP takes it to the national level, we will also certainly do it.”

On the issue of land allotment by the Karnataka Industrial Development Board (KIADB) to Minister for RDPR and IT and BT Priyank Kharge, Parameshwara stated, “Let the Governor examine the complaint and if there is anything against the law, let him take appropriate action. The application was submitted for the land allotment for a project. Anyone can make the submission after coming up with a company, project report and investment. The land will be allotted.”

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