Now, banks must dial a/c holders before online transactions

December 27, 2014

Bangalore, Dec 27: After directions from the City police to provide mandatory safety measures at ATM kiosks, banks have received more directions from the cyber police to follow a foolproof security system before processing online transactions.

In the wake of increasing cases of online account hacking, the cyber police have directed banks to contact the account holder over phone before processing a transaction. The police have also cautioned that banks will have to repay the customer if an account is hacked because of negligence on the part of the bank.

online transactions
A recent case referred to the cyber police from Karkala in Udupi district prompted the directions to banks. Miscreants hacked into an online account of a Non-Resident Indian in Canada and authorised a transaction of Rs one crore. Only after processing four transactions did the bank contact the account holder over phone. They soon realised that the account was hacked.

œThe banks have to strictly follow verification of transaction requests by speaking to the customer over phone,  the CID officials told banks.In the Karkala case, cyber police found that the miscreants had undertaken the transaction from Dubai. This year alone seven cases of online account hacking have been reported at the cyber police station.

A senior police official said that presently banks are following an SMS key system (one-time password) to ensure safety. The cyber police have asked mobile phone service providers to be careful over requests for blocking sim cards.

œIt has come to light that after hacking an online account, fraudsters call mobile service providers requesting to block the sim card, stating that the mobile phone has been lost. With this, the SMS alert to the actual account holder about the online transaction also gets blocked,  the official said.

As per the IT Act, bank customers who lose money through online transactions without their authentication can file for adjudication before the IT Secretary.

IT secretaries of the State are the'adjudicators' under Section 46 of the IT Act. They hold the quasi-judicial status equivalent to a civil judge and are the sole authority for providing compensation to cyber crime victims for amounts up to Rs 5 crore.

Victims of phishing in the State have been approaching the IT Secretary for adjudication under the IT Act. For a long time, successive IT Secretaries had kept mum on these applications.

However, two years ago, when M N Vidyashankar was the IT Secretary, several applications were disposed of in favour of the banks. The IT Secretary's order declared that under Section 43 of the Act, the word'person' means only an individual and not a'company'. Hence, banks will not be liable to pay compensation.

œWith this police direction, victims of phishing cases may press for compensation. However, it will also be interesting to see how banks react to this direction since they either have to individually cross check with each customer or enhance security features of online transactions,  cyber law expert N Vijayshankar said.

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News Network
May 7,2024

Mangaluru: Former MLC Ivan D’Souza on Monday led a delegation to the Passport Seva Kendra in Mangaluru, urging the authorities to provide basic facilities for applicants. D’Souza addressed the media, highlighting the lack of essential amenities at the Mangaluru PSK. “I have requested the authorities to provide basic facilities for people visiting the PSK.

There are no chairs for the convenience of people who arrive at the PSK. They are forced to sit or stand by the side of the road or on footpaths. Additionally, there is no parking facility, no washrooms, and water has not been provided for the public,” the Congress leader stated.

An average of 500 to 600 people from various parts of the state visit the PSK. They have to wait in the scorching heat of the sun, D’Souza mentioned, urging the govt to address these issues promptly. “Officials have agreed to find solutions to the problems faced by the people. Meanwhile, we have also demanded that the PSK be relocated to a more convenient space. We have suggested that the PSK could be moved to the old DC’s office, where there is sufficient space. If our demands are not met, we will hold a protest,” D’Souza explained.

Ashraf Kinara, vice-president of the Dakshina Kannada Waqf Advisory Committee, echoed the sentiment, stating that the authorities should either provide all basic facilities for passport applicants at the PSK or relocate the centre to a better location.

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News Network
May 3,2024

Bengaluru: In a shocking revelation, a former member of Hassan Zilla Panchayat (ZP) has accused incumbent JD(S) MP Prajwal Revanna of raping her multiple times over three years and videographing the alleged crime.

A case was registered by the Criminal Investigation Department (CID) based on the statement by the 44-year-old survivor on Wednesday, May 1.

According to the First Information Report (FIR), the woman claimed that when she was a ZP member she used to visit the MLAs and MPs for various development works.

In one such instance in 2021, she met Prajwal seeking his help to get hostel seats for some female students at a local college. The woman, in her statement, said that since the MP was busy, she was asked to meet him the next day.

“The following day I visited the MP at his office and the MP's quarters in Hassan. The staff present there told me to wait on the first floor as there were many others in the hall. Prajwal spoke to some of the women waiting there, spoke with them and sent them off until I was the only one left,” the woman alleged.

As per the survivor, the MP then called her inside a room and she obliged.

“He held my hand, pulled me inside and locked the door. When I asked him why was he closing the door, he told me nothing would happen and made me sit on the bed. He said my husband should talk less and warned me of the consequences. He also said that because of my husband, his mother, Bhavani Revanna, missed the MLA ticket. He told me that if my husband wants to grow politically, I should listen to him [Prajwal],” the woman alleged.

Next, Prajwal allegedly told the woman to lie down on the bed and undress. When the woman refused and said that she would shout, Prajwal allegedly threatened her that he had a gun and warned of dire consequences for her and her husband.

The woman alleged that Prajwal took out his mobile phone and then raped her.

“He raped me and sexually assaulted me and recorded the act on his mobile phone,” the woman alleged. “He threatened to leak the video if I ever spoke about it and told me to be there whenever he wanted. After that, he used to video call me frequently, ask me to be naked during the call and raped me in multiple instances.”

The woman claimed that she was scared and did not make the incident public and chose to come forward after she learnt of the Special Investigation Team (SIT) set up by the Karnataka government to probe the alleged Hassan sex scandal.

A case was registered under Sections 376(2)(n) (commits rape repeatedly on the same woman), 506 (criminal intimidation), 354A(1)(physical contact and advances involving unwelcome and explicit sexual overtures), 354B (assault or use of criminal force to woman with intent to disrobe) and 354C (voyeurism) of the Indian Penal Code (IPC) and 66E (violation of privacy) of the Information Technology (IT) Act.

Prajwal is also accused in a sexual harassment case along with his father, Holenarasipur MLA HD Revanna, registered at the Holenarasipur police station in Hassan on April 28. 

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News Network
May 12,2024

express.jpg

Mangaluru: A native of Kerala was arrested on charge of misbehaving with crew on an Air India Express flight while travelling from Dubai to Mangaluru International Airport. The man even threatened to jump from the aircraft, according to officials. 

Siddartha Das, the security coordinator for Air India Express, lodged a complaint against the passenger, identified as Muhammad BC from Kannur, Kerala, after which he was caught by the airport security once the flight landed at Mangaluru. He was later handed over to the police.

DCP (Law and Order) Sidharth Goyal said the incident occurred on Flight IX814 on May 8.

When the flight was above the sea, Muhammad reportedly said he wanted to get off the plane, posing a threat to all on board. The unruly flyer was detained by airport security once the flight landed at Mangaluru International Airport and he was handed over to Bajpe police station officials.

Sources added once the flight took off from Dubai, the accused went to the lavatory and thereafter started inquiring with the cabin crew about a person named Krishna who was not on the flight. Muhammad kept on pressing the bell for in-flight assistance, even though the cabin crew members were near at hand. He then picked up a life jacket, gave it to a crew member, and said he wanted to use it upon landing.

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