Now, banks must dial a/c holders before online transactions

December 27, 2014

Bangalore, Dec 27: After directions from the City police to provide mandatory safety measures at ATM kiosks, banks have received more directions from the cyber police to follow a foolproof security system before processing online transactions.

In the wake of increasing cases of online account hacking, the cyber police have directed banks to contact the account holder over phone before processing a transaction. The police have also cautioned that banks will have to repay the customer if an account is hacked because of negligence on the part of the bank.

online transactions
A recent case referred to the cyber police from Karkala in Udupi district prompted the directions to banks. Miscreants hacked into an online account of a Non-Resident Indian in Canada and authorised a transaction of Rs one crore. Only after processing four transactions did the bank contact the account holder over phone. They soon realised that the account was hacked.

œThe banks have to strictly follow verification of transaction requests by speaking to the customer over phone,  the CID officials told banks.In the Karkala case, cyber police found that the miscreants had undertaken the transaction from Dubai. This year alone seven cases of online account hacking have been reported at the cyber police station.

A senior police official said that presently banks are following an SMS key system (one-time password) to ensure safety. The cyber police have asked mobile phone service providers to be careful over requests for blocking sim cards.

œIt has come to light that after hacking an online account, fraudsters call mobile service providers requesting to block the sim card, stating that the mobile phone has been lost. With this, the SMS alert to the actual account holder about the online transaction also gets blocked,  the official said.

As per the IT Act, bank customers who lose money through online transactions without their authentication can file for adjudication before the IT Secretary.

IT secretaries of the State are the'adjudicators' under Section 46 of the IT Act. They hold the quasi-judicial status equivalent to a civil judge and are the sole authority for providing compensation to cyber crime victims for amounts up to Rs 5 crore.

Victims of phishing in the State have been approaching the IT Secretary for adjudication under the IT Act. For a long time, successive IT Secretaries had kept mum on these applications.

However, two years ago, when M N Vidyashankar was the IT Secretary, several applications were disposed of in favour of the banks. The IT Secretary's order declared that under Section 43 of the Act, the word'person' means only an individual and not a'company'. Hence, banks will not be liable to pay compensation.

œWith this police direction, victims of phishing cases may press for compensation. However, it will also be interesting to see how banks react to this direction since they either have to individually cross check with each customer or enhance security features of online transactions,  cyber law expert N Vijayshankar said.

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News Network
December 5,2025

Mangaluru: In a significant step to curb online hate and intimidation, Mangaluru City Police have registered a suo motu case against multiple Instagram accounts accused of circulating alleged provocative and threatening content.

While monitoring social media activity on Tuesday, Kankanady Town PSI Anitha Nikkam identified the Instagram handle ‘team_targetttt_900’ for posting a hate message alongside images of lethal weapons. Another account, ‘team_nagara_900’, allegedly shared a threatening post targeting activist Bharath Kumdelu, tagging additional pages such as KARAVALI-OFFICIAL.

Several other accounts — including ‘immu_bhai.fan’, ‘target_boy_900’, ‘kings_of_manglore’, ‘team_target_boys.900’, ‘arshad_mangalore’, ‘target_ka19_ullal’, ‘team_target__’, ‘troll_tigersz_900’, ‘tr_group_900’, and ‘team_target_900’ — are also under scrutiny for spreading similar inflammatory material, police said.

Authorities have urged citizens, especially young social media users, to report suspicious pages and avoid engaging with groups that glorify violence or threaten individuals. Online hate can quickly escalate into real-world harm, and police stress that sharing or promoting such content can attract legal consequences.

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News Network
December 15,2025

Mangaluru, Dec 15: Educational institutions in Mangaluru that rely on the popular Mangala Stadium for their annual sports events are bracing for an inconvenience as the city's key sporting venue is set to close its gates for a significant upgrade. The stadium is expected to be unavailable for approximately two months starting from January 15, 2026.

The closure is necessitated by a proposed overhaul of the stadium's facilities, with a special focus on upgrading the synthetic track. Pradeep Dsouza, Assistant Director of the District of Youth Empowerment and Sports (DYES), Dakshina Kannada, confirmed the development.

"Experts have visited the stadium, conducted a thorough inspection, and have given the go-ahead for a complete makeover," Dsouza stated. "Funds have been allocated for the project, and we are currently awaiting the final green signal from state officials to commence the work. We anticipate that the work will likely begin in the second week of January. Consequently, we have stopped renting out the stadium to colleges and other organizations in preparation for the upgrade."

The timing presents a logistical challenge for colleges, as many schools have already concluded their sports meets.

"Colleges will now be organizing their events and will need to find alternative locations to host their sports meets," Dsouza added. He suggested a few potential venues, including the Dakshina Kannada police ground, University College grounds, Panambur grounds, Swaraj Maidan in Moodbidri, and the Mangalore University sports grounds in Konaje.

However, many institutions note that finding a comparable venue will be difficult. While the DK police ground and University College grounds are closer to the city center, they do not possess the extensive facilities and infrastructure offered by Mangala Stadium.

Dr. P Dayananda Pai - P Satisha Govt First Grade College, Carstreet, is one such institution dependent on the stadium. Principal Jayakar Bhandary expressed hope for a swift completion of the work. "We expect the work to be completed at the earliest. If not, we will be forced to look for other venues to host the sports day for our students," Bhandary said, highlighting the pressing need for the city's main sporting facility.

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News Network
December 15,2025

Udupi, Dec 15: What was meant to be a post-pilgrimage gathering turned tragic in Padukere village of Brahmavar taluk, Udupi district, late Sunday night, when a clash among youths escalated into a fatal assault, leaving one man dead.

The victim has been identified as 30-year-old Santosh Mogaveera, a resident of Padukere.

According to preliminary information, the incident took place during a late-night drinking party involving a group of local youths who had recently returned after completing their pilgrimage to the Sabarimala shrine. An argument reportedly broke out among the group and soon escalated into a violent confrontation.

During the ensuing brawl, Santosh Mogaveera was allegedly assaulted and collapsed at the spot after sustaining serious injuries. He was rushed by local residents to a private hospital in Brahmavar, where doctors declared him dead.

On receiving information, senior police officials, including Brahmavar Circle Inspector Gopikrishna, Kota Police Sub-Inspector Praveen Kumar T, Station ASI Manthesh Jabagoudar, and head constables Pradeep and Ashok, visited the spot and conducted an inspection.

Police have taken four youths into custody in connection with the incident. A case has been registered at the Kota police station, and further investigation is underway to ascertain the exact sequence of events leading to the death.

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